Clothing Engrossment – Naturabebes http://naturabebes.com/ Wed, 13 Apr 2022 15:00:01 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://naturabebes.com/wp-content/uploads/2021/06/icon-3.png Clothing Engrossment – Naturabebes http://naturabebes.com/ 32 32 How To Apply for A $300 Dollar Loan Right Now https://naturabebes.com/how-to-apply-for-a-300-dollar-loan-right-now/ https://naturabebes.com/how-to-apply-for-a-300-dollar-loan-right-now/#respond Mon, 30 Aug 2021 03:38:52 +0000 https://naturabebes.com/?p=636 It doesn’t have to take too much effort to get a loan. You have many options that can speed up the process. There are many options for personal loans and title loans. How do you apply? There are many steps you must understand. Let’s take a look at what you might face and try https://bridgepayday.com/. Find the type loan […]]]>

It doesn’t have to take too much effort to get a loan. You have many options that can speed up the process. There are many options for personal loans and title loans. How do you apply? There are many steps you must understand. Let’s take a look at what you might face and try https://bridgepayday.com/.

Find the type loan you need

You may just think that you can get online and apply for a $300 loan now, without doing any research or searching. You can find many types of loans that are instant approved, but you will want to make sure that you have the right type of loan for you. Are you planning to pay it back as soon as possible? If so, a title loan, cash loan, or payday loan could be the best choice. Do you need extra time to handle your debt? A personal loan is a traditional option that can help you pay off your debt. This can be obtained from your bank, credit union or other financial institution.

Be familiar with the types of loans available. There are tons of reasons to consider a personal loan as an option for your money needs. You can get the money you need much faster with loans than with credit cards. They also have lower interest rates. Research all of your options to determine which one is the best.

It is an option that may be available to you for your money-related needs. Lenders can borrow money quickly, with lower interest rates than credit card. Research all of your options and compare them to determine what you like.

Double-check Your Credit Score

Your credit score plays a major role in determining whether lenders will lend money to you. They will look at your credit score and decide if they should lend to you. Understanding your credit score is essential when dealing with any sort of loan, mortgage, or anything else involving money. If you understand your credit score well, it will be much easier to negotiate the terms and to know the implications of any type of decision regarding things you’ve applied.

Take a look at the background of your company

Always look into the websites of companies you’re thinking about. You can learn much from the company’s website, and any reviews. People tend to be vocal about lenders and will let others know if they are being wronged.

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Park St. Fashion Edition concludes four days of extravagance https://naturabebes.com/park-st-fashion-edition-concludes-four-days-of-extravagance/ https://naturabebes.com/park-st-fashion-edition-concludes-four-days-of-extravagance/#respond Wed, 09 Jun 2021 07:00:00 +0000 https://naturabebes.com/park-st-fashion-edition-concludes-four-days-of-extravagance/ Closing four days of fashion-fueled shenanigans, Park St. Fashion Edition offered a truly extraordinary experience. Bringing together the crème de la crème of the fashion industry across the region, the event’s long list of featured brands included brands such as PAOLOBONGIA, Sarah’s Bag, DJihan Jewelry, Dalida Ayash, Kojak, Dima Jewelery, Okhtien, Diam Jewelery, Exi Jewelry, […]]]>

Closing four days of fashion-fueled shenanigans, Park St. Fashion Edition offered a truly extraordinary experience. Bringing together the crème de la crème of the fashion industry across the region, the event’s long list of featured brands included brands such as PAOLOBONGIA, Sarah’s Bag, DJihan Jewelry, Dalida Ayash, Kojak, Dima Jewelery, Okhtien, Diam Jewelery, Exi Jewelry, Miryam Mimia Leblanc from Labiad, Soraya and Hollywood’s favorite Kuwaiti brand – Marzook, who presented their coveted new collection for the first time in Egypt. More importantly, the busy schedule did not allow for a single dull moment. Between Faith Connexion’s first fashion show in Egypt and Nicolas Jebran’s unprecedented announcement, Sheikh Zayed’s Park Street was certainly the center of attention in the fashion industry.


Needless to say, the event’s guest list grew to include the area’s biggest stars and style influencers, who engaged with the crowd through a series of workshops and talks. Youssra, Dorra Zarrouk, Cyrine Abdelnour, Lojain Omran, Lara Scandar, Jihan Allama, Fozaza, Paola El Sitt, Zoya Sakr, Aline Watfa, Rasha El Khawly, Mai Galal, Khalil Zein and Andrew Leister were seen mingling, sharing their precious expertise and take pictures for the gram.


The four eventful days also witnessed an orchestrated series of events and activities. By announcing the prominent opening of his very first coffee shop in Park St, Egypt, Nicolas Jebran certainly made the headlines. The Haute Couture designer unveiled the details of this unique project during an exclusive press conference in the presence of the prestigious guests of the event.
At the same time, Faith Connexion’s very first fashion show in Egypt forced an unmissable awareness as the whole crowd viewed each creation with the greatest admiration. The 30-minute show featured the latest collection from the French brand, eliminating the boundaries between the City of Light and Cairo.


Karim El Hayawan and Hend Ghorab’s love letter to fashion photography, A Visual Dialogue, featured 20 of Egypt’s top photographers. The art exhibition attracted a continuous daily traffic of fashion enthusiasts who were captivated by the striking visuals. Additionally, the Arab-African International Bank kept everyone dizzy with excitement by giving the lucky winners the gift of shopping till the fall. Offering vouchers valued at $ 2,500, the bank has definitely been able to lavishly celebrate fashion.


Running from June 5-8, the event was supported by Arab International African Bank and sponsored by a number of true fashion supporters including Yessayan, Damascus, Tony Jewelery and Watches, Michael Oro Jewelery, George Nassim , Chez Richard, Whity Dental by Dr Mohamed Emad, Schön Clinics, Noun by Beit Nadia, Ezz Elarab, Samsung and Egypt Air

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Texas House Approves Extension of Medicaid Coverage for New Moms to 1 Year After Childbirth https://naturabebes.com/texas-house-approves-extension-of-medicaid-coverage-for-new-moms-to-1-year-after-childbirth/ https://naturabebes.com/texas-house-approves-extension-of-medicaid-coverage-for-new-moms-to-1-year-after-childbirth/#respond Wed, 14 Apr 2021 07:00:00 +0000 https://naturabebes.com/texas-house-approves-extension-of-medicaid-coverage-for-new-moms-to-1-year-after-childbirth/ AUSTIN (Nexstar) – A bill to expand Medicaid coverage for new moms in Texas passed a major hurdle on Wednesday when it received initial approval from Texas House. House Bill 133, written by State Representative Toni Rose, D-Dallas, would expand Medicaid coverage for new mothers from two months to a full year after birth. The […]]]>

AUSTIN (Nexstar) – A bill to expand Medicaid coverage for new moms in Texas passed a major hurdle on Wednesday when it received initial approval from Texas House.

House Bill 133, written by State Representative Toni Rose, D-Dallas, would expand Medicaid coverage for new mothers from two months to a full year after birth. The change, which Rose has championed for several years, follows a recommendation from the state’s Maternal Mortality and Morbidity Review Commission.

“Women without comprehensive health care are the number one killer of women after pregnancy,” Rose said. “This legislation will save lives.

HB 133, which enjoys bipartisan support and was passed Wednesday 116-29, is part of a legislative package of a dozen health bills backed by President Dade Phelan, R-Beaumont, nicknamed Healthy Families, Healthy Texas. Four of them got the initial green light on Wednesday.

“Today, Texas House has made great strides in improving health outcomes for the citizens of Lone Star State with the passage of House Bills 4.18, 133 and 290,” a Phelan said in a statement. “This transformative legislation will expand the availability of health care services to all Texans, create savings in prescription drug costs, protect maternal health, and reduce the red tape involved in covering our vulnerable children.”

“With this list of laws, I am confident that the citizens of our state will find the care they need, when they need it,” he added. I am proud of the hard work and dedication of my colleagues in the House to ensure that health care in our state remains accessible and affordable for the 29 million Texans. “

According to Medicaid registration data, HB133 is believed to benefit more than 130,000 Texas moms each year.

But it could come at a financial cost.

HB 133 would cost nearly $ 84 million in the 2022-2023 biennium and over $ 175 million in the 2024-25 biennium, according to a budget analysis by the Legislative Budget Council.

More than two dozen Republicans voted no on HB 133. State Representative Justin Holland, R-Heath, was one of them. He cited financial concerns and argued that Texas women could benefit from state resources in other ways.

“HB 133 may not adequately respond to the state’s maternal mortality and morbidity program, and pregnant women in Texas could be better served if time and resources were devoted to other solutions,” said Holland in a statement.

“Over the past few years, Texas has focused considerable attention and resources on the number of Texas women who die due to health problems occurring during pregnancy or the postpartum period, and programs like Healthy Texas Women have already been implemented to combat these problems, ”he continued.

“Providing more services over a longer period of time may not adequately address the problem of maternal mortality and morbidity, the causes of which are not definitively known, and could cost the state time and money. money that could be better spent on tackling other potential factors contributing to this. problem, ”Holland concluded.

But new mother Claudia Nungaray said access to Medicaid was essential for her during and after her pregnancy.

“I applied for Medicaid when I first found out I was pregnant and it was definitely a big help from the start,” Nungaray said.

The first-time mom relied on Medicaid coverage to deal with mental health issues and high blood pressure. Medicaid also helped cover the costs of doctor visits during pregnancy and follow-ups after the birth of her son, Kael, in November.

Typically, Texan mothers lose Medicaid coverage two months after giving birth, but federal COVID waivers prevent these women from having insurance coverage withdrawn during the pandemic. This waiver allowed Nungaray to remain covered and access the care she needs.

“To have the reassurance that Medicaid is there for me, even throughout the first year of my son’s life, I think that’s something any mom can benefit from,” she explained.

HB 133 faces a final House vote on Thursday. If it passes, it will then go to the Senate.

“There are some concerns, but we are addressing them,” Rose acknowledged. “The good thing about it this legislative session, we were able to get the bill to the House earlier. So now I can have time to go, you know, talk to senators, like I’ve done before, and so I was able to get support, but I have to keep going. “

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Update: Take-out liquor bill cleans up the Texas house and heads to the Senate https://naturabebes.com/update-take-out-liquor-bill-cleans-up-the-texas-house-and-heads-to-the-senate/ https://naturabebes.com/update-take-out-liquor-bill-cleans-up-the-texas-house-and-heads-to-the-senate/#respond Thu, 25 Mar 2021 07:00:00 +0000 https://naturabebes.com/update-take-out-liquor-bill-cleans-up-the-texas-house-and-heads-to-the-senate/ This article has been updated throughout. AUSTIN (Nexstar) – Texas House has approved a bill that would allow restaurants to deliver alcoholic beverages with food purchases, including beer, wine and mixed drinks. The bill passed 2nd reading in a voice vote on Wednesday and passed House 144-1 on Thursday. The only no was State Representative […]]]>

This article has been updated throughout.

AUSTIN (Nexstar) – Texas House has approved a bill that would allow restaurants to deliver alcoholic beverages with food purchases, including beer, wine and mixed drinks.

The bill passed 2nd reading in a voice vote on Wednesday and passed House 144-1 on Thursday. The only no was State Representative Matt Shaheen, R-Plano.

At the start of the COVID-19 pandemic, Governor Greg Abbott waived regulations to temporarily allow the pickup and delivery of alcoholic beverages at restaurants selling food.

The legislation approved by the House on Wednesday was drafted by State Representative Charlie Geren, R-Fort Worth, and would make temporary waivers issued by Abbott last year permanent.

“The COVID-19 pandemic has had a very, very negative effect on restaurants,” Geren said.

Internal Bill 1024 would authorize a mixed drink licensee who also holds a food and beverage certificate to allow consumers to pick up sealed alcoholic beverages from the premises. It would also allow the delivery of alcoholic beverages in a tamper-evident container. The legislation also applies to private clubs with an appropriate license.

The president of the Texas Restaurant Association celebrated the progress of the bill in the House by saying, “Texans – we’re a big step forward in being able to take out our tacos and margaritas – FOREVER!” “

Governor Abbott has said his temporary waiver to help restaurants was a success.

“Some regulations have been removed to help companies make ends meet,” Abbott said in January. “One example is that we have allowed take out alcohol to help restaurants stay open and keep operating.”

“From what I’m hearing from Texans, we could just let this go on forever,” Abbott said last spring.

The bill passed unanimously in committee earlier this month.

State Senator Kelly Hancock, R-North Richland Hills, is the author of The Companion of the Senate.

HB 1024 goes to the Texas Senate. If he passes the Senate, he would be sent to Governor Abbott’s office.

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Texas Senate Steps Up Bill Ordering Electricity Price Correction After Winter Storm https://naturabebes.com/texas-senate-steps-up-bill-ordering-electricity-price-correction-after-winter-storm/ https://naturabebes.com/texas-senate-steps-up-bill-ordering-electricity-price-correction-after-winter-storm/#respond Mon, 15 Mar 2021 07:00:00 +0000 https://naturabebes.com/texas-senate-steps-up-bill-ordering-electricity-price-correction-after-winter-storm/ AUSTIN (Nexstar) – The Texas Senate has passed a bill to force the Texas Utilities Commission (PUC) to order a “price correction” for electricity sold during the hours following the winter storm. Senate Bill 2142 was introduced, read, sent back to committee, voted out of committee, read a second time in the Senate, debated, mostly […]]]>

AUSTIN (Nexstar) – The Texas Senate has passed a bill to force the Texas Utilities Commission (PUC) to order a “price correction” for electricity sold during the hours following the winter storm.

Senate Bill 2142 was introduced, read, sent back to committee, voted out of committee, read a second time in the Senate, debated, mostly passed and finally passed Monday due to timing manipulation legislative.

“There is a compelling public interest in correcting the prices of wholesale electricity and ancillary services sold on the ERCOT market during the period beginning at 11:55 p.m. on February 17, 2021 and ending at 9 a.m. on February 19, 2021 The language of the bill indicates.

An independent market monitor reported that the Electric Reliability Council of Texas (ERCOT) and PUC failed to properly adjust energy prices in the hours following the storm, resulting in over 16 costs. billions of dollars.

The bill’s author, State Senator Bryan Hughes, R-Mineola, said during Monday’s committee hearing that “the errors resulted in inaccurate and excessive accusations,” noting that “everyone expects something to be done “.

The panel voted 3-1 to move him to the full Senate, where he was ultimately approved 27-3 (one absent).

State Senator Eddie Lucio, Jr., D-Brownsville, said he wanted to “make sure the PUC follows what is set out in the law.” He asked Hughes how quickly compliance with the new law would take, and Hughes said PUC would be asked to take action “immediately”. Hughes added that the PUC would be asked to take action no later than March 20.

“We have to do something,” State Senator José Menéndez, D-San Antonio, said during debate on the bill.

State Senator Bob Hall, R-Edgewood, said lawmakers “shouldn’t have to do this,” but if the legislature hasn’t acted, “the real losers will be our citizens,” who “will end up doing this. by paying for it one way or another. “

State Senator Kelly Hancock, R- North Richland Hills, was one of three “no” votes.

“There are good and bad ways to deal with the financial fallout of the winter storm and protect consumers from sky-high bills; I believe SB 2142 is the wrong way, ”he wrote in a statement.

Hancock believes that the measure goes against the provision of the Constitution of Texas preventing a breach of the obligation of contracts.

State Senator Sarah Eckhardt, D-Austin, also voted no.

“There are two sides to this equation – the electricity side and the natural gas side,” she said in a four paragraph statement. “I’m concerned that a retroactive change in the price of electricity without making any changes on the natural gas side of the equation poses a high risk of hurting the good players and bailing out the irresponsible.”

“This might be the most important bill passed this session in terms of its effect on a critical Texas industry, but we still don’t have a good understanding of the implications and potential unintended and long-term consequences of this action.” could have in the Texas energy market, ”she said.

After the bill was passed by the Senate, Lieutenant Governor Dan Patrick thanked lawmakers for “this extraordinary day”. He said last week that he had spoken to the governor and said passing a bill to deal with the billing situation as a matter of urgency may be difficult, but the Senate quickly held to hearings and drafted a bill to remedy it.

“We believe this bill corrects this error, which was clearly a mistake,” Patrick said at a press conference Monday afternoon.

Patrick said the state’s financial executives would work on a plan to help affected consumers after the price change.

“We are going to step up and help these taxpayers at some level, and we are not going to let them wipe them out,” he said, noting “it is going to take us a while to resolve this problem, we have to see what are the real numbers.

His message to the Texans worried they might end up in the hole after the proposed pricing was “don’t panic.”

“I know there are companies right now that are already sending notices to some of their customers, we’re going to add so much of a month to your bill for the next five years, 10 years, 20 years,” Patrick said. “We’re going to watch it all. So give us time to work through this. It is complex and complicated. “

“The Senate took action,” Patrick said Monday. He was hoping Gov. Greg Abbott would publicly share that he would sign the bill – a possible push to help him get through the House. It must be rejected by the House to go to the governor’s office.

A spokesperson for House Speaker Dade Phelan R-Beaumont said the lower house’s state affairs committee was due to hear testimony on Tuesday on the price review and the effects on the market.

Phelan released a statement Monday afternoon after the House received the bill.

“The House recently received SB 2142, the Senate price review bill,” said Phelan. “There has been conflicting testimony throughout this process about the costs associated with the price review, and there needs to be further scrutiny on this consequent issue. Tomorrow, the House State Affairs Committee will hear continued testimony on the impacts of re-pricing electricity. The work of the House continues.

Abbott made correcting post-storm billing errors an emergency item for lawmakers this session.

“These are very complex issues,” Abbott said in Houston Monday morning, when asked about the legality of the retroactive change in energy prices. “This is exactly why the legislature is the right body to investigate this, to remove all of these complexities and to ensure that if a law is passed it will meet the requirements of the Texas constitution.”

Asked about any updated statement once the bill passes the Senate, a spokesperson for Abbott recalled his comments at his press conference.

Photojournalist Frank Martinez contributed to this report.

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Verge Girl: Parents’ Sister Loan Has Now Become a Global Fashion Success https://naturabebes.com/verge-girl-parents-sister-loan-has-now-become-a-global-fashion-success/ https://naturabebes.com/verge-girl-parents-sister-loan-has-now-become-a-global-fashion-success/#respond Tue, 09 Mar 2021 10:57:09 +0000 https://naturabebes.com/verge-girl-parents-sister-loan-has-now-become-a-global-fashion-success/ Sisters Natalia and Daniella Dionyssiou started the Verge Girl fashion company in Brisbane in 2007. Photo / Supplied Sisters Natalia and Daniella Dionyssiou were only 17 and 19 when they opened their first fashion boutique in Brisbane in 2007. They started small with a “small” space as they both studied fashion design. The couple worked […]]]>

Sisters Natalia and Daniella Dionyssiou started the Verge Girl fashion company in Brisbane in 2007. Photo / Supplied

Sisters Natalia and Daniella Dionyssiou were only 17 and 19 when they opened their first fashion boutique in Brisbane in 2007. They started small with a “small” space as they both studied fashion design.

The couple worked part-time in their parents’ shoe store between their studies and began selling hand-dyed silk coats and kimonos that they made themselves.

A loan of $ 30,000 from their parents was “just enough” to buy stocks and open the doors of their first store, which was the start of their fashion brand Verge Girl.

The brand is now a booming international success, grossing A $ 40 million (NZ $ 43 million) per year and has a string of famous clients.

The pair have revealed that they are aiming for more than A $ 100 million in revenue over the next five years.

Reality TV star Kourtney Kardashian is seen wearing a Verge Girl cardigan, her sister Kendall Jenner (second from left) in a Verge Girl top.  Photos / Instagram
Reality TV star Kourtney Kardashian is seen wearing a Verge Girl cardigan, her sister Kendall Jenner (second from left) in a Verge Girl top. Photos / Instagram

While the sisters had plenty of customers at their first store at Brisbane’s Elizabeth Arcade, the big breakthrough came when they brought the business online in 2014.

“It took a good six months to launch our online store, but once it took off it was really like a rocket, there was no turning back,” Daniella told news.com .to.

“With our physical store, we couldn’t do more,” she said. “We would have a line up in the arcade that our store was in, young women wanting to enter our store every week.

“When we decided it would be a good idea to go online, we had little cards for the girls to fill out their email addresses that we put into our database one by one.”

The emphasis is on style and quality at an affordable price – with tops starting at A $ 39, $ 45 for skirts, $ 49 for shorts and pants, and $ 55 for dresses.

“We’ve always made it our mission to provide affordable and cool clothing for young women,” Natalia told news.com.au.

The label has become a worldwide success. Celebrities such as Kourtney Kardashian, Gigi and Bella Hadid, Maddie Ziegler, Kendall Jenner and Ariana Grande share images of them wearing the mark.

“We are often contacted by prominent celebrity stylists and of course we love to see these kinds of women in our clothes,” Natalia said. “It shows so clearly that style is not about what you wear but how you wear it, which is exactly what we are.”

The business is now only an online business; an estimated 60 percent of the brand’s revenue comes from international sales.

Fashion icon Bella Hadid wearing Verge Girl.  Photos / Instagram
Fashion icon Bella Hadid wearing Verge Girl. Photo / Instagram

“We launched our online store seven years ago, which completely exceeded our expectations,” said Natalia.

“At first it was really organic and mostly word of mouth but of course as the influencer trend grows so do our followers,” she explained. “We have a huge network of influencers who support us regularly.”

Verge Girl has only gotten stronger during Covid – succeeding not only in increasing sales, but also in hiring new staff.

“Customers with little choice but to order online have shown how easy and fun it is to shop online. There is no better feeling than having a package that arrives at your doorstep, especially with this year’s gloom, ”Daniella said.

“Our sales have grown exponentially and we are proud to be able to not only retain all of our staff, but also hire a number of new team members.”

To cope with the high stock volumes and sales growth, the sisters bought another warehouse and rented the neighboring warehouse.

With parents in the fashion retail industry, they both knew they wanted to start their own fashion brand from a young age.

They grew up in Melbourne where they say “there was no shortage of style and cool clothes” – but when they moved to Brisbane as a teenager they said they “had it”. feel like if you weren’t wearing a premium label then you were just “that’s not cool enough”.

“The inspiration really came from seeing such a lack of cool, affordable clothing in Brisbane. It was never how we saw fashion and that’s why we wanted to see a change,” Natalia said.

“There really wasn’t much to offer young women who wanted new and exciting clothes, but were also on a budget. The market was really made up of more expensive labels or super cheap clothes,” she explained.

“Filling that gap is what made us start in the first place. Our goal was and still is to help young women feel confident and look cool without breaking the bank.”

Pop star Ariana Grande (right) wore a Verge Girl ensemble.  Celebrity Maddie Ziegler wears a green Verge Girl top.  Photos / Instagram
Pop star Ariana Grande (right) wore a Verge Girl ensemble. Celebrity Maddie Ziegler wears a green Verge Girl top. Photo / Instagram

Both men believe their financial success is due to their willingness to “stick to our core values ​​and our mission.”

“Not involving investors gives us the full capacity to make decisions based on what is best for our consumer and not for a group of people in control,” said Daniella.

With plans to grow the business from the $ 40 million in revenue they saw this fiscal year to $ 100 million a year over the next several years, the girls remain as ambitious as ever.

“We are so focused on our goals and our future plans,” said Daniella. “When we score a goal, we are grateful and make sure to celebrate our victories, but always try to have bigger and better goals at the forefront of our minds.”

The duo have their own styles – Natalia is more feminine while Daniella is more of a tomboy – and they both embody different work styles. Daniella is “organized and business minded” while Natalia “is quite the opposite and is very creative and fluid”.

“It makes perfect business partners because it’s so important to have different strengths to support different areas. We have always been best friends, we complement each other perfectly. We work together, socialize together and travel together too. Said Nathalie.

“Working together as sisters has always been amazing for us. At the beginning, when we got closer and stood up, we knew we were supporting each other and that we were 100% supporting each other,” Natalia said. “As we have grown our strengths and roles have become more defined and we are now in our own way.”

Verge Girl continues to drop new arrivals on her Instagram.  Photos / Instagram
Verge Girl continues to drop new arrivals on her Instagram. Photos / Instagram

Since the start of Verge Girl, the entrepreneurs have donated a portion of the proceeds to charities close to their hearts, including Sunrise Cambodia, the Australian Red Cross, Mercy Ships, Catherine Hamlin Fistula Foundation and Mission Pawsible.

“Our mother always taught us as we were growing up that it is more blessed to give than to receive. We have found this to be 110% truthful. What we are giving is like a drop in the ocean of need. that’s in our world, “Natalia said.” We donate 10 percent of all our profits to charity and we believe it is our duty as the founders of a successful business to do so. “

For others who dream of turning their idea into a successful multi-million dollar ecommerce business, the girls have a few tips: “Be passionate about what you do. If your work does not inspire you, then it is difficult. to inspire others, ”said Daniella.

“Stay in your lane and don’t get distracted by the people around you,” she added. “If you always watch what other people are doing it can be a real mood killer and you can easily lose focus on what you are doing and why you started out.”

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Import-Export Bank: Status of End-Use Monitoring of Dual-Use Exports in August 2020 https://naturabebes.com/import-export-bank-status-of-end-use-monitoring-of-dual-use-exports-in-august-2020/ https://naturabebes.com/import-export-bank-status-of-end-use-monitoring-of-dual-use-exports-in-august-2020/#respond Tue, 09 Mar 2021 10:57:08 +0000 https://naturabebes.com/import-export-bank-status-of-end-use-monitoring-of-dual-use-exports-in-august-2020/ What GAO found As of August 2020, the Export-Import Bank of the United States (EXIM) had monitored the end-use of the dual-use single-use export transaction that it had continued to fund in fiscal year 2018, as a summary below. Two satellites for the government of Mexico. A fixed service satellite was launched in December 2012 […]]]>

What GAO found

As of August 2020, the Export-Import Bank of the United States (EXIM) had monitored the end-use of the dual-use single-use export transaction that it had continued to fund in fiscal year 2018, as a summary below.

  • Two satellites for the government of Mexico. A fixed service satellite was launched in December 2012 and became operational in February 2013, and a mobile service satellite was launched in October 2015 and became operational in December 2015. For 2020, EXIM has received all government documents of Mexico on time and then determined that Mexico complied with the bank’s dual-use policy.

EXIM did not fund any new exports under its dual-use authorization in fiscal 2019, according to authorization data from EXIM and EXIM officials.

Why GAO did this study

EXIM’s mission is to support the export of American goods and services abroad through loans, loan guarantees and insurance, thereby supporting jobs in the United States. In 1994, Congress passed legislation authorizing EXIM to facilitate the financing of U.S. exports of defense items and services with commercial and military applications, provided the bank determines that such items are non-lethal and primarily intended for civilian use. These “dual-use” exports have included, for example, construction equipment for foreign military to use in building roads. The same law provided that GAO, in conjunction with EXIM, was to report annually on the end uses of dual-use exports funded by EXIM in the second preceding fiscal year.

This report (1) examines the status of EXIM’s monitoring of dual-use exports that it continued to finance during fiscal year 2018, from August 2020; and (2) identify any new dual-use exports funded by EXIM during fiscal year 2019.

For more information, contact Kimberly Gianopoulos at (202) 512-8612 or gianopoulosk@gao.gov.

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Student loan debt remains the second largest category of US debt https://naturabebes.com/student-loan-debt-remains-the-second-largest-category-of-us-debt/ https://naturabebes.com/student-loan-debt-remains-the-second-largest-category-of-us-debt/#respond Tue, 09 Mar 2021 10:57:08 +0000 https://naturabebes.com/student-loan-debt-remains-the-second-largest-category-of-us-debt/ WASHINGTON, DC – Extensive debates over emergency coronavirus funding and the future of the Supreme Court have left little time for other legislative matters. Before the pandemic, Democrats and Republicans engaged in strong debates about how to help a vulnerable population – student loan borrowers facing debt, America’s second largest category of consumer debt. “At […]]]>

WASHINGTON, DC – Extensive debates over emergency coronavirus funding and the future of the Supreme Court have left little time for other legislative matters. Before the pandemic, Democrats and Republicans engaged in strong debates about how to help a vulnerable population – student loan borrowers facing debt, America’s second largest category of consumer debt.

“At almost every turn, you see people getting ripped off by predatory student loan companies, from big banks to petty scams, to debt collectors, to service agents, to lenders,” said Seth Frotman, founder of Student. Borrower Protection Center in an interview at his office earlier this year.

Frotman is so passionate about this crisis that he quit his job at the Consumer Financial Protection Bureau in 2018, claiming, among other things, that the Trump administration was working to hide a report that detailed how banks were passing unnecessary fees on to student borrowers. . The administration argued that it had cut Frotman’s group down for efficiency and had not commented widely on his resignation at the time. Frotman is now advocating for new industry-wide rules to protect borrowers through his nonprofit.

“Student loan borrowers have fewer rights and less protections than almost any other type of person in debt. If you have a mortgage, have a credit card, and something’s wrong, you’re covered. If a company tries to rip you off, you have rights and the ability to hold them accountable. A lot of these protections don’t exist for student loan borrowers, ”Frotman said.

“The student loan debt crisis is often described as a mistake. How did it happen ? But there are no multibillion dollar errors. We are in the mess we are in because there are decisions at the federal level, at the state level, that have left millions of American families with over a trillion dollars in debt, “he said. added.

Some of the legislation Frotman supports includes the Fair Student Loan Debt Collection Practices Act which would prohibit a debt collector from collecting federal student loan debt owed by a borrower earning less than a certain income. The bill has not moved forward.

Congressman Brett Guthrie of Bowling Green, Ky., Has introduced bills in recent years that would strengthen loan counseling requirements for higher education institutions participating in federal aid programs to students, but Frotman says bad advice isn’t the central problem.

According to the Brookings Institution, nearly 40% of American student borrowers will default on their loans by 2023.

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About 31,000 businesses in the region received emergency loans https://naturabebes.com/about-31000-businesses-in-the-region-received-emergency-loans/ https://naturabebes.com/about-31000-businesses-in-the-region-received-emergency-loans/#respond Tue, 09 Mar 2021 10:57:08 +0000 https://naturabebes.com/about-31000-businesses-in-the-region-received-emergency-loans/ The federal government’s financial liferaft for small businesses in the early months of the coronavirus pandemic injected more than $ 3.5 billion into the Austin-area economy and helped support an estimated 350,000 local jobs, according to recently released data. The Paycheck Protection Program, which was put in place quickly at the onset of the pandemic […]]]>

The federal government’s financial liferaft for small businesses in the early months of the coronavirus pandemic injected more than $ 3.5 billion into the Austin-area economy and helped support an estimated 350,000 local jobs, according to recently released data.

The Paycheck Protection Program, which was put in place quickly at the onset of the pandemic to provide forgivable loans to businesses across the country with 500 or fewer employees, has been criticized for lax reporting requirements and ‘other shortcomings.

But a second version is under consideration for inclusion in a potential new coronavirus-related stimulus package currently being debated in Congress, and many observers consider it absolutely necessary despite perceived problems with the first.

Loan recipients in Austin and some of the larger neighboring municipalities said they used the money to retain 347,358 combined jobs, which equates to more than a quarter of the region’s civilian workforce. More than 34,000 businesses in the region have received loans under the program, which were designed to cover around eight weeks of salary expenses and do not have to be repaid if they were used to avoid laying off workers.

“The (Paycheck Protection Program) was certainly not perfect in its deployment and implementation, but it played a critical role in maintaining economic stability during the early stages of the pandemic,” said Ray Perryman, chairman of the Perryman Group, a Waco-based company. firm of studies and economic analyzes.

He said it was essential that the federal government approve a new general stimulus package – including a new version of the Emergency Small Business Loan initiative – to support the economy in the last period before vaccines against coronaviruses are widely distributed.

“We are now 10 months away from the virus, and even well-run small businesses and well-managed households have run out of cash,” Perryman said. “If we keep (the structure of the economy) together, we can recover quickly after vaccines and treatments get the pandemic under control.”

The US Small Business Administration initially refused to disclose the names of Paycheck Protection Program loan recipients or the amount they received.

In July, however, the agency released partial data – such as ranges of loan amounts and the names of loan recipients totaling more than $ 150,000 – after multiple news agencies, including the American-Statesman , have filed open requests for information. It released a more comprehensive picture of the program this month, which included the names of all recipients and specific amounts.

In Texas, loans under the program totaled $ 41.2 billion statewide and have gone to about 411,500 companies, the data shows, supporting at least 4.3 million jobs. But the precise number of jobs remains uncertain – which is among the criticisms of the program – as some beneficiaries have not listed any.

Most of Texas’ loans, about 87%, were under $ 150,000. But loans over that amount made up 71% of money statewide, along with 62% of jobs listed as supported.

Loan recipients with addresses in the city of Austin received the bulk of the $ 3.5 billion in regional funding, nearly $ 2.7 billion, or about 75 percent. Austin businesses also accounted for 73% of the area’s jobs that were listed as retained due to the loans.

The Statesman previously reported that Alamo Drafthouse Cinemas and Torchy’s Tacos were among those receiving the highest loan amounts locally, and according to the new data, they were the only companies in the region to receive the maximum of 10 million. dollars authorized under the program. Each said they used their loans to support 500 jobs.

Over 85% of loans in the region were less than $ 150,000 and, on average, recipients in this category indicated that approximately four jobs were supported.

“I think deploying that capital, putting it in the hands of the companies that needed it most, was absolutely the right thing to do,” said Nikki Graham, president of the Austin market for Bank of America.

“I don’t think anyone would say it was a perfect program,” Graham said. “But I think it was absolutely necessary, and I think the business community and small business owners have certainly benefited from it.”

Graham, whose bank was one of the main facilitators of the small business program nationwide lending, said it also considers it important for Congress to approve a new stimulus package to help l economy to get through the remaining period before the pandemic is brought under control.

In the Austin area, Graham said, Bank of America facilitated 2,847 paycheck protection program loans totaling $ 181 million, for an average of about $ 63,500 each.

Regionally, “81% of these loans went to small businesses with one to five employees,” she said.

PPP loans in the Austin area

City Number of loans Total amount Jobs declared kept

Austin $ 23,966 2,664,491,016 253,367

Round rock 2,290 215 723 425 $ 23,321

Georgetown 1,426 134,052,609 $ 13,748

Cedars Park 1 476 119 067 205 13 193

Pflugerville 956 76 722 360 $ 8 396

San Marcos 824 73,803,330 $ 9,377

Leander 889 62 384 $ 212 6,438

Drip springs 565 47 927 523 $ 4 893

Buda 474 43 216 919 $ 4,308

Hutto 353 28 553 878 $ 3,168

Bastrop 402 25,297,631 $ 3,021

Kyle 357 21 170 051 $ 2,711

Bee cave 124 11 563 857 $ 1,417

* Source: US Small Business Administration data

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SBA’s total PPP loans exceed half a trillion dollars – MeriTalk https://naturabebes.com/sbas-total-ppp-loans-exceed-half-a-trillion-dollars-meritalk/ https://naturabebes.com/sbas-total-ppp-loans-exceed-half-a-trillion-dollars-meritalk/#respond Tue, 09 Mar 2021 10:57:08 +0000 https://naturabebes.com/sbas-total-ppp-loans-exceed-half-a-trillion-dollars-meritalk/ The Small Business Administration (SBA) said on May 3 that the agency’s Paycheck Protection Program (PPP) had processed loan applications totaling more than half a trillion dollars since the declaration of the pandemic. of coronavirus in March. The SBA had processed $ 349 billion in loans as of April 16 as part of the first […]]]>

The Small Business Administration (SBA) said on May 3 that the agency’s Paycheck Protection Program (PPP) had processed loan applications totaling more than half a trillion dollars since the declaration of the pandemic. of coronavirus in March.

The SBA had processed $ 349 billion in loans as of April 16 as part of the first cycle of loans authorized by the CARES (Coronavirus Aid, Relief, and Economic Security) law.

Subsequent legislation authorized an additional $ 310 billion in loans under the program, and the SBA said yesterday that since processing the second round of applications began on April 27, the agency had granted $ 2.2 million. loans – totaling $ 175 billion – to small businesses. The average loan size in the second round of loans is $ 79,000, the SBA said.

“Since the launch of the PPP on April 3, the SBA has processed more than 3.8 million loans for more than half a trillion dollars in economic support in less than a month,” said the administrator of the SBA Jovita Carranza and Treasury Secretary Steven Mnuchin in a statement.

“The SBA’s systems process loans so lenders can disburse funds quickly. We encourage all eligible lenders to participate and all eligible borrowers who need this assistance to work with an approved lender to apply, ”officials said.

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